Terms of Service
Last updated: June 24, 2026
These Terms of Service ("Terms") govern your access to and use of the website nonpareil-insurance.com (the "Site") and the services, communications, and messaging programs offered by Nonpareil Insurance Consulting ("Nonpareil," "we," "us," or "our"). By using the Site or communicating with us, you agree to these Terms. If you do not agree, please do not use the Site.
1. Our Services
Nonpareil provides insurance advisory and consulting services to individuals and businesses, including guidance on Health, Life, Medicare, Accident, Critical Illness, Hospital Indemnity, and Retirement products. Information on this Site is for general informational purposes only and does not constitute insurance, financial, tax, or legal advice. It is not an offer to sell or a solicitation to buy any specific insurance product. Coverage is subject to the terms, conditions, and eligibility requirements of the issuing insurance carrier.
2. No Consulting Fees
We do not charge consulting fees to our clients for our advisory services. We may be compensated by insurance carriers when you enroll in coverage through us. This does not change our commitment to recommending coverage that fits your needs.
3. SMS / Text Messaging Program Terms
By providing your mobile phone number and opting in through one of our forms, you agree to the following terms for our messaging program:
- Program description: Nonpareil sends customer-care, account-servicing, and conversational messages related to the insurance inquiries and callback requests you submit.
- Consent: You opt in by submitting a form on our Site and checking the consent checkbox, or by otherwise expressly agreeing to be contacted by text at the number you provide. Consent is not a condition of purchasing any goods or services.
- Message frequency: Message frequency varies based on your interactions with us.
- Cost: Message and data rates may apply. Check with your mobile carrier for details about your plan.
- Opt-out: Reply STOP at any time to stop receiving text messages. You will receive one confirmation message and then no further messages unless you opt in again.
- Help: Reply HELP for assistance, or contact us at 888-879-0988 or info@nonpareil-insurance.com.
- Carriers: Supported carriers may include major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages.
- Privacy: Your mobile information and opt-in consent are handled as described in our Privacy Policy and are never shared with third parties for marketing or promotional purposes.
4. Acceptable Use
You agree not to use the Site to: violate any law or regulation; infringe the rights of others; transmit harmful or malicious code; attempt to gain unauthorized access to our systems; or interfere with the proper operation of the Site.
5. Accuracy of Information You Provide
You agree to provide accurate, current, and complete information when you contact us or request services, and to keep that information up to date so we can serve you properly.
6. Intellectual Property
The Site and its content — including text, graphics, logos, and design — are owned by or licensed to Nonpareil and are protected by applicable intellectual-property laws. You may not copy, reproduce, or distribute Site content without our prior written permission.
7. Third-Party Links
The Site may contain links to third-party websites or resources. We are not responsible for the content, products, or practices of any third-party sites, and linking does not imply our endorsement.
8. Disclaimers
The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.
9. Limitation of Liability
To the fullest extent permitted by law, Nonpareil and its owners, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site or our services.
10. Indemnification
You agree to indemnify and hold harmless Nonpareil from any claims, damages, liabilities, and expenses arising out of your misuse of the Site or violation of these Terms.
11. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute will be subject to the exclusive jurisdiction of the state and federal courts located in Florida.
12. Changes to These Terms
We may update these Terms from time to time. Changes are effective when posted on this page, and we will update the "Last updated" date above. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.
13. Contact Us
Nonpareil Insurance Consulting
Tampa, FL 33606
Phone: 888-879-0988
Email: info@nonpareil-insurance.com